Life in college

DOK Insurance Agency

Right about now is the time where high school seniors are getting ready for life in college. Whether they are staying in state, or traveling abroad, college is a high new level of independence for all young adults. As a high school senior, I’m looking forward for the next step in life, as I experience the freedom to make my own day-to-day decisions. However, with all new things, there are some campus life issues that can arise, if you end up living on or near campus. Here are a couple of things to keep an eye on in college.

Possessions

Living in dorms in your college can be a really fun experience. But living in close proximity with thousands of other students can cause some issues. Not saying it will always happen, but make sure you keep an eye on your possessions. Some students will bring some of their valuable possessions with them to college (laptops, televisions, P.C.s, etc.). In the dormitories, it is always important to lock your door, even if only for a short time. Many college campuses are full of many different people, and anything can happen in a short period of time. If you have a roommate, make it a point to stress the importance of security.

Auto Insurance

A lot of students bring their cars and other vehicles with them to college. Every student’s situation is different, and different situations can have different impacts on your own auto insurance. For example, the cost of your auto insurance may go up if you bring your car with you because the location is an urban setting. If you leave it at home, you could see a decrease in the cost of insurance. Be sure to think of all the factors when deciding if you’re going to bring your vehicle to college.

What are some drawbacks to bringing your vehicle?

A lot of the time, transportation to and from the campus of a college is provided and bringing a vehicle may be more trouble than its worth. According to a study done in University of Illinois at Chicago, here are a couple of parking complaints by the students:

  • The price for parking in a semester is way too high
  • Get(s) annoying really quick because it’s always packed
  • Parking on campus is impossible
  • You need to plan ahead to make it to class on time

Overall, there are a lot of factors that could play a role in your decision to bring your car to college, but in the end, it is up to you. Make sure to check your auto insurance to see what will happen to your coverage when making the move to college.

Alcohol

College drinking needs to at least be addressed. According to a national survey, almost 60 percent of college students ages 18–22 drank alcohol in the past month, and almost 2 out of 3 of them engaged in binge drinking during that same time-frame. A lot of the time, this new-found freedom of the college students can lead to bad drinking habits. To parents of college students, make sure to have a talk about college drinking with your child. If you are a college student, think about if it is really what you want to do in college.

What problems arise with drinking in college?

Especially in an educational setting, drinking can lead to many problems that can result in poor school work. In a study done by the National Institute on Alcohol Abuse and Alcoholism, about 1 in 4 college students report academic consequences from drinking, including missing class, falling behind in class, doing poorly on exams or papers, and receiving lower grades overall. Academic consequences are not worth it, especially since education can be so expensive.

College is an exciting chapter in our lives, but it would be best to be prepared for life in college rather than jumping in blind. Do some research for yourself and get prepared for the big change.

T: 425-242-5252
E: sikali@dokagency.com
A: 1500 Benson Road South, Suite 201, Renton, WA 98055

Sikali Vidal

Blogger/ Social Media Specialist

He is a recent graduate from Arizona State University and is currently seeking an opportunity in the biomedical device and biotech industry that can give him experience and skills as a growing biomedical engineer. He is a creative thinker with a strong work ethic and a team player. He loves working with people, and is very social when it comes to working with team mates, but is also able to finish independent tasks diligently. IHe has had an internship with Dexcom, a medical device company, where he gained insight and experience in the wearable tech industry.

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